Insights Our Insights provide timely analysis and practical perspective on regulatory, risk, and operational issues affecting financial services organizations. Search Fair Servicing in Focus: Navigating Regulatory Expectations and Managing Fair Lending Risks Originally published in ABA Risk and Compliance, March/April 2025 A review of recent CFPB enforcement action and Supervisory Highlights […] Read more Credit Card Interest Rate Caps Gain Steam By Ryan Labriola, Senior Manager Senators Josh Hawley (R-MO) and Bernie Sanders (I-VT) proposed the “10 Percent Credit Card Interest […] Read more The Need for Sticky Deposits Will Continue By Ryan Labriola, Senior Manager On January 29, 2025, the Federal Reserve held steady the federal funds interest rate (the […] Read more Colombian Repatriation and Potential Impacts on Financial Services By Ryan Labriola, Senior Manager Introduction Recently, U.S. President Donald Trump and Colombian President Gustavo Petro argued about, and subsequently […] Read more Redlining Red Flags: Lessons from Recent Enforcement Actions The U.S. Department of Justice (DOJ) continues its “Combatting Redlining” initiative. Since September 18, 2024, the DOJ has filed four […] Read more More Scrutiny on the Horizon: New Bank Merger Guidelines Raise the Bar (Originally published in ABA Risk and Compliance, January/February 2025) On September 17, 2024, the OCC, Federal Deposit Insurance Corporation (FDIC), […] Read more Pages: 12345678 Sign up for our newsletter Email Address(Required) First Name(Required)Last Name(Required)CAPTCHA
