Case Study Category: CRA Program Support

Case Study: Targeted CRA Gross Annual Revenue Review

Targeted CRA GAR Review

The Community Reinvestment Act (CRA) encourages financial institutions to meet the credit needs of all their communities, particularly low- and moderate-income neighborhoods. The Federal Reserve,..

Case Study: CRA Self-Assessment and Exam Preparation

Case Study CRA Self-Assessment and Exam Preparation

Federal regulators generally examine institutions for their Community Reinvestment Act (CRA) performance every three-to-four years. Under the existing rule, the CRA performance evaluation consists of the lending…

Case Study: CRA Strategic Plan

Case Study - CRA Strategic Plan

Opening a new branch creates many operational and regulatory challenges for banks of all sizes. A chief regulatory risk in opening a new branch includes the Community Reinvestment Act…

Case Study: CRA Self-Assessment

Case Study CRA Self-Assessment

Community Reinvestment Act (CRA) exams are performance evaluations conducted by federal regulators to assess how well a financial institution meets the credit needs of its entire community…

Case Study: HMDA & CRA Scrub

Case Study CRA - HMDA Support

The Home Mortgage Disclosure Act (HMDA) is a federal law enforced by the Consumer Financial Protection Bureau (CFPB) that requires financial institutions to collect and report on their mortgage…