Asurity Advisors partnered with a regional bank to design, document, and validate fair lending models, strengthen data lineage, resolve data gaps, and deliver regulator-ready documentation supporting model risk management approval.
Case Study Category: Fair and Responsible Banking
Modernizing Fair Lending Monitoring
Asurity partnered with a regional bank to standardize fair lending KRIs and KPIs across products and business lines, delivering consistent, enterprise-wide insight to proactively identify, measure, and manage risk.
Community Benefits Plan Development
Asurity reviewed a fintech’s fair lending compliance management system, assessed design and operational effectiveness, conducted interviews and document reviews, and provided recommendations to strengthen regulatory compliance.
Closing the Compliance Gap with Customized Training
Asurity Advisors helped a regional bank develop a post-merger community benefits plan, aligning CRA and fair lending priorities through data-driven market analysis, community needs assessment, and actionable commitments nationwide impact.
Fintech Fair Lending Review
Asurity reviewed a fintech’s fair lending compliance management system, assessed design and operational effectiveness, conducted interviews and document reviews, and provided recommendations to strengthen regulatory compliance.
Fair Lending Analytics and Advisory Services
Asurity analyzed a mortgage lender’s HMDA data for underwriting, pricing, and redlining risks, conducted matched-pair file reviews, provided staff training, and delivered executive reporting to support fair lending compliance.
Fintech Governance Reviews
A fintech partnered with Asurity to review BSA/AML/OFAC and fair lending governance, validate policies and practices, identify gaps, and strengthen compliance oversight in support of bank-fintech partnership obligations.
Fair Lending Gap Analysis and Redlining Analytics
A regional bank partnered with Asurity to assess fair lending program gaps, perform OCC-style redlining analytics using HMDA data, identify risk drivers, and strengthen performance ahead of a regulatory exam.
Mock Exam: Collections Acts and Practices
A digital bank used an FDCPA mock exam to identify debt collection risks, strengthen controls, improve oversight, and proactively prepare for regulatory scrutiny across its auto-loan servicing portfolio.
Fair Lending Mock Exam: Indirect Auto Lending
A mock fair lending exam helped a digital bank assess indirect auto lending practices, mitigate dealer-driven pricing risks, strengthen ECOA controls, and prepare confidently for regulatory review.