The Home Mortgage Disclosure Act (“HMDA”) requires that covered financial institutions submit 109 data points on each reportable mortgage transaction. HMDA data is extremely nuanced and often requires expert assistance
Case Study Category: Mortgage and HMDA Support Services
Case Study: HMDA Sample Scrub
Financial institutions face a continual obligation in ensuring compliance with the Home Mortgage Disclosure Act (HMDA). Federal and state regulators, consumer advocacy groups, and others…
Case Study: Annual HMDA Scrub
Annual Home Mortgage Disclosure Act (“HMDA”) filing is challenging for all institutions, but it can be especially difficult for those with limited volumes of HMDA-reportable loans…
Case Study: HMDA & CRA Scrub
The Home Mortgage Disclosure Act (HMDA) is a federal law enforced by the Consumer Financial Protection Bureau (CFPB) that requires financial institutions to collect and report on their mortgage…