A mock fair lending exam helped a digital bank assess indirect auto lending practices, mitigate dealer-driven pricing risks, strengthen ECOA controls, and prepare confidently for regulatory review.
Related Service: Fair & Responsible Banking
Reconsideration of Value: A critical component of appraisal review
(Article originally published in ABA Risk and Compliance, May/June 2025) It’s not been news to anyone over the past few […]
Fair Lending Analysis of HMDA Reportable Data
Asurity analyzed HMDA-reportable underwriting, pricing, and fallout outcomes using regression and statistical testing, identified prohibited-basis disparities, completed comparative file reviews, and supported stronger ECOA and FHA compliance.
Fair Lending Program Assessment and Compliance Advisory
Fair and Responsible Banking practices continue to be a chief area of concern for prudential supervision stakeholders and enforcement agencies. Financial institutions’ respective Boards of Directors (“Boards”) and senior executive
CRA Strategic Plan
Asurity partnered with an OCC-regulated bank to evaluate and optimize its CRA Strategic Plan, ensuring compliance, strategic direction, and preparedness for a CRA exam following a new branch opening.
Training and Fair Lending Action Plan
Asurity provided fair lending training and developed a structured action plan, enabling staff to use advanced analytics, conduct self-assessments, address disparities, and strengthen ongoing compliance and regulatory preparedness.
Market & Trend Analysis
Maintaining accurate and timely fair lending reporting is critical for financial institutions of all sizes. The Equal Credit Opportunity Act (ECOA) prohibits discrimination in any aspect of a credit transaction.