CRA Program Support
Asurity Advisors partners with financial institutions to help them meet the needs of their low- and moderate-income customers and communities through strong CRA programs.
CRA is a bedrock requirement of the US financial system, ensuring that financial institutions meet the needs of their communities through lending, investment, and services, and report timely and accurate regulatory data. Poor CRA performance can impede M&A activity, branch network optimization, and other strategic goals. We have CRA experts that advise on best practices and requirements, perform self-assessments in accordance with OCC, FDIC, Federal Reserve, or State CRA examination procedures, develop CRA strategic plans and performance context, perform CRA data scrubs, and more.
- Mock Exams and Self-Assessments Using Regulator-specific Requirements and Formats
- CRA Strategic Plan and Community Benefit Plan Creation
- Performance Context Development and Updates
- CRA Program Assessments
- CRA Loan Register Scrubs
Delivering Value: Our expertise goes beyond compliance obligations. We understand how CRA can empower business growth, drive meaningful M&A activity, and increase brand awareness and profitability:
- Providing practical advisory on how to make lending, investment, and services requirements turn into growth opportunities
- Performing CRA performance evaluations tailored to an institution’s specific footprint and performance context
- Advising on using CRA to an institution’s advantage to capture market share and increase brand awareness