Case Studies - Asurity Advisors

Discover how our team is empowering institutions in navigating the complex regulatory landscape and risk management

Case Study: Indirect Auto Outlier Pricing Validation

The Equal Credit Opportunity Act (ECOA) prohibits discrimination in any aspect of a credit transaction. It applies to any extension of credit, including extensions of credit to small businesses, corporations,...

Case Study: HMDA Sample Scrub

Financial institutions face a continual obligation in ensuring compliance with the Home Mortgage Disclosure Act (HMDA). Federal and state regulators, consumer advocacy groups, and others...

Case Study: Targeted CRA Gross Annual Revenue Review

The Community Reinvestment Act (CRA) encourages financial institutions to meet the credit needs of all their communities, particularly low- and moderate-income neighborhoods. The Federal Reserve,..

Case Study: CRA Self-Assessment and Exam Preparation

Federal regulators generally examine institutions for their Community Reinvestment Act (CRA) performance every three-to-four years. Under the existing rule, the CRA performance evaluation consists of the lending...

Case Study: Annual HMDA Scrub

Annual Home Mortgage Disclosure Act (“HMDA”) filing is challenging for all institutions, but it can be especially difficult for those with limited volumes of HMDA-reportable loans...

Case Study: CRA Strategic Plan

Opening a new branch creates many operational and regulatory challenges for banks of all sizes. A chief regulatory risk in opening a new branch includes the Community Reinvestment Act...

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Discover how our team is empowering institutions in navigating the complex regulatory landscape and risk management

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