(Originally published in ABA Risk and Compliance, March/April 2026) In 2026, banks face a number of key trends that will […]
Related Service: Regulatory
OCC Doubles Down on Federal Preemption
On December 23, the Office of the Comptroller of the Currency (OCC) released two Notices of Proposed Rulemaking (NPRM) relating […]
District Court Clarifies CFPB Injunction in NTEU v. Vought
District Court Clarifies CFPB Injunction in NTEU v. Vought On December 30, the United States District Court for the District […]
Location, location, location: Risk Management and Geospatial Data
(A prior version of this article was published in ABA Risk and Compliance, November/December 2025) Banks are expanding the use […]
Comptroller Weighs in on Preemption Appeal
At the December 11, 2025 meeting of the Financial Stability Oversight Council (FSOC), Comptroller of the Currency Jonathan Gould issued […]
Fair Lending Analytics and Advisory Services
Asurity analyzed a mortgage lender’s HMDA data for underwriting, pricing, and redlining risks, conducted matched-pair file reviews, provided staff training, and delivered executive reporting to support fair lending compliance.
Incentive Compensation Review
Asurity reviewed a bank’s incentive compensation program, evaluated subjective risk components, benchmarked industry peers, and delivered findings, recommendations, and best practices to enhance oversight.
Mock Exam: Collections Acts and Practices
A digital bank used an FDCPA mock exam to identify debt collection risks, strengthen controls, improve oversight, and proactively prepare for regulatory scrutiny across its auto-loan servicing portfolio.
Chopra to Run Consumer Protection Working Group
The Democratic Attorneys General Association announced that they hired former Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra to lead […]
The New Era of Account Takeover Fraud: What Banks Must Do Now
Account takeover (ATO) fraud has historically been viewed as a predictable fraud typology driven by theft of credentials and largely […]