Ryan Labriola is a Senior Manager with Asurity Advisors. Ryan brings broad compliance and regulatory expertise to the organization, having held progressive roles within a boutique regulatory compliance consultancy where he led multiple large-scale implementation and remediation programs. He has managed the lifecycle of complex engagements, including managing multiple concurrent workstreams against court-ordered and regulatory agency-imposed deadlines. He has assisted banks and fintechs of all sizes, concentrating his efforts on managing large-scale projects and evaluating, building, and enhancing Compliance Management Systems (“CMS”). In these engagements, Ryan has leveraged technology, executed regulatory testing, reviewed all elements of a CMS, and identified relevant enhancement opportunities.

In addition to his broad compliance knowledge, Ryan has particular expertise in the Servicemember Civil Relief Act (“SCRA”) and Military Lending Act (“MLA”). Ryan was a key leader on a multi-year SCRA remediation effort with a team of several hundred resources. Ryan developed a system of record to house the review, performed user-acceptance testing, and delivered training on the system. He was also primarily responsible for managing all production data across the review, including generating reporting for high-level bank executives, the Board of Directors, and regulators.

Ryan has additional expertise in the risk assessment and risk and control self assessment space. For several bank and non-bank institutions, he has implemented risk assessments for general compliance and fair and responsible banking programs. Ryan has also led numerous projects focused on file reviews, testing for compliance with applicable deposit, lending, and servicing laws and regulations. He has published numerous thought leadership pieces during his career. His areas of expertise include CMS development and enhancement, SCRA, MLA, Home Mortgage Data Act (“HMDA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act (“EFTA”), Truth in Lending Act (“TILA”), Truth in Savings Act (“TISA”), Unfair Deceptive and Abusive Acts or Practices (“UDAAP”), and sales practices and incentive compensation.

Prior to his professional experience, Ryan earned his Bachelor of Arts in Economics from American University in Washington, DC.