(Originally published in ABA Risk and Compliance, May/June 2026) Banks know that complying with the complex and ever-changing body of […]
Related Service: Fair & Responsible Banking
Demographics without Disclosure: Proxy Methods for Fair Lending Analytics
Originally published in ABA Risk and Compliance, January/February 2026 Introduction In the world of fair lending analytics, data is everything — […]
Fair Servicing Statistical Analysis
Asurity Advisors delivered quarterly fair servicing statistical analyses, identifying potential disparities across sub-servicers and supporting executive oversight, regulatory expectations, and proactive risk management through data-driven insights for large regional banks.
Community Benefits Plan Development
Asurity reviewed a fintech’s fair lending compliance management system, assessed design and operational effectiveness, conducted interviews and document reviews, and provided recommendations to strengthen regulatory compliance.
Closing the Compliance Gap with Customized Training
Asurity Advisors helped a regional bank develop a post-merger community benefits plan, aligning CRA and fair lending priorities through data-driven market analysis, community needs assessment, and actionable commitments nationwide impact.
Location, location, location: Risk Management and Geospatial Data
(A prior version of this article was published in ABA Risk and Compliance, November/December 2025) Banks are expanding the use […]
Fair Lending Analytics and Advisory Services
Asurity analyzed a mortgage lender’s HMDA data for underwriting, pricing, and redlining risks, conducted matched-pair file reviews, provided staff training, and delivered executive reporting to support fair lending compliance.
Fair Lending Gap Analysis and Redlining Analytics
A regional bank partnered with Asurity to assess fair lending program gaps, perform OCC-style redlining analytics using HMDA data, identify risk drivers, and strengthen performance ahead of a regulatory exam.
HMDA Scrub and Training
A community bank used Asurity’s HMDA scrub and staff training to verify data accuracy, correct reporting errors, reduce operational burden, and enhance compliance effectiveness for its annual HMDA submission.
Mock Exam: Collections Acts and Practices
A digital bank used an FDCPA mock exam to identify debt collection risks, strengthen controls, improve oversight, and proactively prepare for regulatory scrutiny across its auto-loan servicing portfolio.