Insights Our Insights provide timely analysis and practical perspective on regulatory, risk, and operational issues affecting financial services organizations. Search CFPB and DOJ Uncover Differential Treatment in Small Business Lending: Implications for Banks and Necessary Actions By Senior Consultant, Melissa Ettel A recent study by the Consumer Financial Protection Bureau (CFPB) and the U.S. Department of […] Read more Regulators Act Against Discriminatory Bias In Appraisals And Valuations By Lynn Woosley Bias in appraisals and valuations continues to be a regulatory hot topic. Several recent developments relate […] Read more CFPB Sets Its Sights on “Repeat Offenders” By Ryan Labriola The CFPB is focusing its attention on financial services companies that have previously entered into formal agreements […] Read more Putting All Your Eggs in One Basket: The Compliance Risks of Concentrations by Lynn Woosley, CRCM (Originally published in ABA Risk and Compliance, May/June 2024) Sources of Concentration Risk Banking regulators have […] Read more Empower Your Board, Empower Your Bank: The Art of Effective Board Reporting By Grace Brasington and Lynn Woosley (Originally published in ABA Risk and Compliance, July/August 2024) In today’s regulatory environment, bank […] Read more Credit Algorithms, Disparate Impact, and The Search For Less Discriminatory Alternatives (Originally published in ABA Risk and Compliance, July/August 2023) Bill Fair and Earl Isaac created the first modern credit scoring […] Read more Pages: 12345678 Sign up for our newsletter Email Address(Required) First Name(Required)Last Name(Required)CAPTCHA
