Insights Our Insights provide timely analysis and practical perspective on regulatory, risk, and operational issues affecting financial services organizations. Search HMDA and CRA Submission Season – Remembering to Keep Sight of the Forest for the Trees As the March 1 submission deadlines loom for annual CRA and HMDA data reporting, Compliance Officers can sometimes feel a […] Read more Unlocking Insights: Analyzing the 2022 CRA Peer Data for Small Business, Small Farm and Community Development Unlocking Insights: Analyzing the 2022 CRA Peer Data for Small Business, Small Farm and Community Development On December 20, 2023, […] Read more Accuracy of Adverse Action Notices On November 8, 2023, the Consumer Financial Protection Bureau (“CFPB”) entered into a consent order with a major bank to […] Read more Combating Antisemitism In Banking Services By Lynn Woosley, CRCM (Originally published in ABA Risk and Compliance, September/October 2023) Citing an alarming increase in antisemitic incidents, […] Read more Mortgage Lending Risks: Lessons from the CFPB’s Data Point: 2022 Mortgage Market Activity and Trends In September 2023, the Consumer Financial Protection Bureau (“CFPB”) released Data Point: 2022 Mortgage Market Activity and Trends (“Data Point”).[1] […] Read more Loan Servicing Fees: A Consumer Protection Perspective Loan servicing fees are charges imposed by loan servicers to manage and administer a borrower’s loan. These fees cover a […] Read more Pages: 12345678 Sign up for our newsletter Email Address(Required) First Name(Required)Last Name(Required)CAPTCHA
